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Have you got a low or bad credit score that you would like to fix? If so, then follow these 5 credit improvement tips to fix your FICO score quickly. Pick would be to request a duplicate of the credit report from each one of the three main credit bureaus... TransUnion, Experian, and Equifax. It is simple to contact all three by mail, telephone, or online. Your individual FICO score is based on the knowledge placed in your credit track record, that contains previous your past debts and repayments. Before you begin fixing your credit history, you ought to get a copy of the reports to find out in places you currently stand and just what must be done.