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Have you got a low or bad credit score that you might want to repair? In that case, then follow these 5 credit restoration suggestions to fix your FICO score quickly. The first thing is always to request a replica of your credit history from each one of the three main credit agencies... TransUnion, Experian, and Equifax. You can easily contact the 3 by mail, telephone, or online. Your individual FICO score is dependant on the information indexed by your credit score, that contains a history of your past debts and repayments. Before you begin repairing your credit history, you need to get a replica of one's reports to find out in which you currently stand and what needs to be done.