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Will you have a low or bad credit score that you would like to correct? If so, then follow these 5 credit restoration suggestions to fix your FICO score quickly. Pick is to request a copy of your credit report from all the three main credit reporting agencies... TransUnion, Experian, and Equifax. It is possible to contact the three by mail, telephone, or on the web. Your own personal FICO score is dependant on the information listed in your credit score, which contains a history of your past debts and repayments. Before you can begin fixing your credit score, you need to get a copy of the reports to see where you currently stand along with what has to be done.