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Have you got a low or poor credit score that you might want to repair? If that's the case, then follow these 5 credit restoration tips to fix your FICO score quickly. Your first step would be to request a duplicate of your credit history from all the three main credit agencies... TransUnion, Experian, and Equifax. It is simple to contact the three by mail, telephone, or on the web. Your individual FICO score is founded on the information listed in your credit report, that contains a history of your past debts and repayments. Before you begin repairing your credit score, you ought to get a duplicate of the reports to find out in places you currently stand and just what needs to be done.