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Will you have a low or poor credit score that you might want to fix? If so, then follow these 5 credit repair tips to fix your FICO score quickly. Your first step is always to request a replica of the credit history from each of the three main credit reporting agencies... TransUnion, Experian, and Equifax. It is simple to contact the three by mail, telephone, or on the web. Your own FICO score is dependant on the data listed in your credit track record, which contains past your past debts and repayments. One which just begin restoring your credit history, you need to get a copy of your reports to see in places you currently stand along with what needs to be done.