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Have you got a low or poor credit score that you'd like to correct? If so, then follow these 5 credit improvement suggestions to fix your FICO score quickly. Your first step is to request a copy of one's credit history from each one of the three main credit reporting agencies... TransUnion, Experian, and Equifax. It is simple to contact all three by mail, telephone, or on the web. Your own FICO score is based on the information listed in your credit report, which contains a history of your past debts and repayments. Before you begin repairing your credit history, you ought to get a replica of the reports to determine in which you currently stand and just what must be done.